Rent 2 Home Program

Have You Made This YOUR Year to Become A Home Owner?

Have You Been Turned Down For A Home Loan Already & Need Assistance Getting Credit-Qualified?

YOU NEED OUR RENT 2 HOME PROGRAM!

"Delivering the Keys to Home Ownership One Credit Score At A Time!"

MNH Credit Solution's "Rent 2 Home" program has partnered it's powerful Credit Restoration Program with a network of Realtors, Loan Officers, and HUD Approved Housing Educators to make your home ownership dreams a REALITY!!!

We currently offer this program in Chicago, IL and surrounding suburbs; Atlanta, GA and surrounding suburbs, Minneapolis/St. Paul, MN and surrounding suburbs, various parts of FL, NJ, NY, & TX.

We have spent over 13 years assisting renters in making the transition to homeownership.  We'll assist you in getting the credit you need to qualify for a home in your area.  Our unique program allows you to monitor your success in real time. You can watch as negative items are deleted from your credit report and positive updates are made.  You will have 24/7 access to see exactly what is going on during the whole process.

Easy & Simple Process

We have an effective Five-Step Program to help you purchase your new home.

1.  Initial Consultation - Budget Analysis & Credit Audit.  This step involves looking over your credit reports and financials to see what area of the home buying process you will need assistance with and how long it will take to get you there.

To Qualify for this Program You Will Need:

• Stable Employment History
• 3 Open Lines of Credit Positively Reporting (We can assist, 12-24mth Minimum)
• A Down Payment of a Minimum of $3000-$5000 (or the ability to save for one during our program)
• To Work On A Spending Plan to Obtain A Positive Debt-to-Income Ratio
• To Be Able to Pay A Minimum of $900 Mortgage Payment 
• A Credit Score of 640 or Higher (We Can Assist, Soaring Credit Scores is Our Specialty!)

2.  Planning.  This step is all about creating a strategy to improve whatever concerns were addressed during the Initial Consultation.  We can assist you in opening additional lines of credit, creating a spending plan so that you can save for your down payment and pay off your debts, and specific steps to improve your credit scores.

3.  Credit & Debt Counseling.  Here we 'Work the Plan'.  You will be enrolled in our Credit Restoration Program and will consult with our Budgeting Specialist two (2) times per month to create a spending plan that supports your Home Ownership goals.

4.  Home Buyer Education Class.  This is a HUD Approved First Time Home Buyer Education Course, taken online.  You will receive a certificate of completion that you can give to your loan officer in case they have any grant/rate reduction programs that you may be eligible for.  You will learn the basics of owning a home, the home buying cycle - from start to finish, how to make well-informed decisions as a new home owner, first time home owner programs that are available and more!

5.  Graduation Time!  You are now credit qualified - your credit score is 640 or above, you have a positive debt to income ratio, positive credit tradelines reporting, a down payment, and the education you need to sail your way from Renter to Home Owner!  Here we will provide you with a list of Realtors and Mortgage Professionals to choose from to start your home buying search!  If you have your own professional, no problem!  Use a professional of your choice.  Enjoy your new home!

Ready to get started?!

Let's Get You Qualifed To Start the Home Buying Process Today!

CLICK HERE TO SCHEDULE YOUR INITIAL CONSULTATION NOW!!!

***Enrollment Fee Required for Home Buyer Certificate and Credit Restoration Program