About MNHCS

History

Established in 2008.


In 2014, MNH Credit Solutions became an agent of United Credit Education Services, a non-for-profit organization out of Farmington, MI, in a strategic move to expand its product offering.  

All Credit & Debt Services are performed by the certified credit professionals at MNH Credit Solution. Our passion lies in helping others to improve their credit profiles, while learning essential money habits that will allow our clients to vastly improve their overall financial standing.  We Are Your Credit Improvement Specialists!

About the Owner


My name is Netiva Heard; I'm a Chicago native and am happily married with 2 wonderful children! I have a Master's in Finance and am a licensed Real Estate Broker in Illinois.

As a Realtor of 12 years I've had the privilege of helping many achieve the dream of home ownership and have assisted several more through our credit restoration program. My passion for helping people restore their credit scores has earned me the nickname of "The FICO Coach".

Being able to share my past experiences of financial woes (and how to avoid them); while arming my clients with the tools, resources and education they need to achieve financial success has been a dream come true. I work and live in my passion every day!  If your credit score has prevented you from achieving your dreams, give me a call; together we'll get you back on track.

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